Inheritance tax & estate planning advice.
Inheritance tax planning is about making sure more of what you've worked for goes to the people you care about – not unnecessarily to tax. I'll help you understand your position and the options available, working alongside solicitors where wills and trusts are involved.
What's included
- Inheritance tax planning and exposure reviews
- Gifting strategies and trust planning
- Estate and later-life planning conversations
- Coordinating with solicitors on wills and trusts
Who this is for
Inheritance tax planning matters most if your estate is likely to exceed the tax-free allowances, if you want to start gifting during your lifetime in a tax-efficient way, or if you simply want peace of mind that your family won't face an unexpected tax bill. I meet families by appointment at Victoria Colonnade in Leamington Spa or by home visit anywhere across Coventry and Warwickshire, and work with clients further afield by phone or video – estate planning gets the same care either way.
Estate planning is rarely a single-product job, which is exactly where independence helps – I can bring together whatever combination of strategies suits your estate, and work alongside your solicitor wherever wills or trusts are involved, rather than being steered toward one provider's answer.
How it works
Introduction & Fact-Find
We talk through your estate and what you'd like to achieve, meeting in person locally or by phone/video wherever you're based.
Diagnosis & Research
I assess your likely inheritance tax position and research the options available across the whole market – independent means no shortlist, no restricted panel.
Presentation & Recommendation
You get a plain-English recommendation on gifting, trusts or other strategies, with every cost and implication laid out clearly, and solicitors brought in where needed.
Consent & Implementation
Once you're happy to proceed, I confirm the details, get your consent, and put the agreed plan into action alongside your solicitor where relevant.
Ongoing Advice & Reviews
Regular check-ins as your estate, the rules, or your family's circumstances change.